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Still....

October 26th, 2009 at 09:19 am

Still a financial mess. When will I grow up and get out of this? Stay tuned.

Still have to post pics of the bathroom upstairs. Haven't forgotten!

Still have to open new checking/savings account at the credit union.

Still have to be firm and make DH pay these stupid bills. He has slowly dumped it back on me!!

Still have to decide about Christmas. Thinking of doing Kmart layaway.

Still......

5 Responses to “Still....”

  1. crazyliblady Says:

    I have a savings account at a local credit union which is separate from another bank where I have my checking. I have separate savings accounts for other things, like an account for replacing my car and another for a house. I plan on opening another one soon for property taxes and yearly registration on my car. You could use this type of account to basically pay for Christmas presents all year long by making deposits all year long. Just my $.02.

  2. girltherapy Says:

    Love that lay-away. I cried when Walmart discontinued theirs.

  3. mjrube94 Says:

    {HUGS}. Hang in there. KMart layaway seems like a good deal. I think they're putting a 3% bonus on the cards before 10/31. Good luck!

  4. frugaltexan75 Says:

    Boo,

    Just by being here and trying, you are doing something positive and doing the grown up thing.

    Can you just explain to your kids that you're going to have a small Christmas this year? And anyone outside of kids .... do something small and homemade (cookies?) if anything at all.

  5. LuxLiving Says:

    I agree with frugaltexan75!

    The more you stay here and focused on the possible issues that most of us face during the various stages of life, the better you'll do in the long run. A Mom's life is a busy, busy thing and we can't always do the right thing at the right time. We ain't no stinkin' Martha S, after all! We have no staff! Big Grin
    Have you gotten things where most bills & savings can be automated? That would ease some stress - if you can get the cash flow in balanced with the cash flow out - it won't be stress-relieving if it causes bounced checks.

    In your spare time (I know, I'm absolutely hilarious) have you read David Bach's "Smart Women Finish Rich"? To me, it was a good motivator. Also any Mary Hunt book was helpful.

    I personally prefer to have the bill-paying under my control as I'm better at it than Hubster. Your temperment might vary. I just take more concern over long-term planning to which he never gave a thought.

    As we reach this new stage in our lives? I'm grateful that I took the time to get extremely serious about money about five years ago. He is too!

    You know, you can only address situations as you become aware of them. That you see some things as problems? It's a good thing. Now you can start making the changes that will help head you in a better direction as you go forward and end up in the sweet spot later, right?

    Don't beat yourself up. We're here for you.

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