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Listed my debt!

February 3rd, 2011 at 08:52 pm

See our debt in all of its gory glory!! 53248.00. Believe it or not, we have paid it down!

DH is still working a commission only job and has not had a paycheck since last May. Ugh! I am still working my nanny job and at the real estate office on the weekends.

I have told my nanny job I am resigning in July. I have applied to school. I have an associates degree and I am going to go back and get my bachelors and hopefully my masters. My parents have said they will help and I will have to find some sort of part time job too.

My DD1 is getting ready to start college too! She has picked her school and got accepted. We are very proud of her. She has so many college/AP credits, she will probably start as a sophomore! We have been plowing through the scholarships and she has around $14000 so far. She goes on an interview in a week for a FULL RIDE, so prayers and crossed fingers would be appreciated!

Not sure how to approach debt and repayment, or accelerated repayment. I think I may target one and try to cut our food bill with coupons. Those would be my goals.

Anyhow, I have my daughters old laptop (kind of beat up and totally uncooperative), but it gives me some privacy to post again, without having to share a computer, so hopefully, I'M BACK!

Sharing more debt.....

July 8th, 2010 at 08:02 am

So next up to share is my JCPenny credit card. This is only in my name and I use it for clothes for the family. Of course, first I try hand me downs and garage sales, but it is hard to find the right jeans to fit my DD2 and 3. I am in the rewards club, so I get an occasional free $10 reward. (Based on what I spend).
The total on this card is $1200. It has an astronomical interest rate of around 19.99%. I try to pay around $75 per month and do not anticipate having to use it again for another couple of months.

Spending for 7/7
Chuck E Cheese for bbsitting kids $17.40
Doctor co pay $25.00

Debt....

July 6th, 2010 at 07:30 pm

That we owe. I thought I would list our debt so you could see what we are paying, whether you want to follow along or say "Wow! She has way more debt than me!" Because of the extensive list, I am breaking it down into categories.

Today I will share our most recent debt, medical bills! Our insurance is 80/20, so with the recent surgery, we have lots!!

Hospital 1: $1458.20 (This one is in limbo as I have requested financial assistance. When I last talked to the lady, she said they are working on Aprils request. I turned mine in the beginning of June, so this one is sitting on the back burner.)

Hospital 2: Current $550.00 Made payment arrangements of $50 per month.

Doctor 1: 227.12. Will pay $50 a month til complete.

Doctor 2: $120.00 currently. Will pay $50 per month.

Hospital for surgeon: $170.00. Paying $50 a month.

Orthodontist: 1034.29, paying $67.50 per month.

Total medical debt: $3509.61 Monthly: $267.50

Feel really nickel/dimed by this, but once some of these get paid off, it will really free up some cash!! I think DD2 will have one more doctor bill coming in.

Spending today 7/6:
Dierbergs: $49.28
Saved $4.75 in coupons! Smile