I have had many rolls of film lurking around my home since we moved in 4 YEARS AGO!! Since we went digital, I have let the film collect. So we took it into Walmart to be developed. Pictures from 2004 - no kidding!! I'm glad they let you and encourage you to go through and pull out the yucky out of focus pics. Saved a lot of money this way and FINALLY got the job done!
Archive for September, 2007
As discussed before, my main money leak is the kids. I spoil them terribly. So I picked the main culprit, DD2 and told DH he is now in charge of her money needs. If she asks me to buy something, I will tell her she has to ask her dad. It is amazing that she will buy no clothes or anything, but loves to blow money on junk! Hopefully this will plug one of the money holes on our sinking ship!
One of the arguments DH has with me is that I do not keep any money in "my" savings account. (His has the true EF in it). Since I pay the bills, I tend to use every penny to pay them, then buy groceries. So now I am paying myself first. Nothing earth shattering, but I am trying to put a little (or alot) in each pay time. That and trying to only eat at home have been my September goals.
I FINALLY heard from the library last night (mind you two and half weeks after I interviewed). She told me they offered the job to the other applicant. By this time I had pretty much given up any way, so back to the want ads on Sunday.
I went over our budget and if I can follow it, we should be okay till the end of October, new car payment and all. I really hope to pick up something soon though, to help out with Christmas.
DH was getting a bonus on this check. We were using it to pay for the taxes on his new car. With some of it, I stocked up at the meat sale at my favorite local grocery store. They also had good sales I combined with good coupons, plus a coupon for 5 dollars off meat as a competitive coupon savings. I spent about $300 (unheard of for me!!!), but "saved" about $75 to $77 and loaded up on meat and school lunch stuff that will last a month in a half to two months if I stretch it out. Woo hoo.
Still have heard nothing about the library job.
Cashed in $20 from the NFO surveys.
Trying to make it through our birthday "month" (all the kids have birthdays at the same time!!) without breaking the bank. Had DD3's party at the mall today. We did a little scavenger hunt. Loved it cause I did'nt have to clean my house! Good time had by all! Tomorrow we will got to church and take her to her favorite resturant for lunch.
I STILL have'nt heard yet if I got the library job. I called her and asked if they had made up their minds, she said the bosses had been in meetings and she has'nt been able to talk to them yet. Hmmm..... Makes you wonder about the place! Did'nt see anything good in the paper to send in a resume for, but I will check the Sunday paper!
Been looking at other ways to save money. One is making a detailed list of meals. They have another meat sale at my favorite grocery store again!! Want to stock up!
The other is to pull the kids in on the goal. My husband pointed out that they are my worst money drain and that if I plugged it, maybe I would'nt have to go get another job. Still thinking on how to make this one work.
I may have been sad to give up my stay at home status, but I am still out here doing what I can to stop the bleeding. I am waiting to hear if I got the job as a secretary for the library main headquarters. We'll see. It will be a big change, but our lifestyle can't change, cause all that money will have to go to pay down debt. Will keep you posted.
Really we can't. My stay at home career has come to a halt, mostly because the economy stinks!
I told you at the beginning of the year we were taking a salary cut, and we did. We went from $4500 a month to $3000. With some belt tightening and so such, we were okay for the first few months. Then insurance went up again and we went from $3000 a month, to $2780. Add to this fact the cost of living, at least in our little world, has skyrocketed and that we tightened our belts, but did'nt completly quit spending, WE ARE DROWNING!
You also have to remember, I do not have my husbands support in paying the bills. I juggle this on my own with what he gives me. He is not a spendthrift by any means, but he does feel like he deserves golf on the weekends and an occasional resturant meal - and he does. He has our EF at about $19,000. But as you can see on the sidebar our debt has gone to about $30,000!
So hiho, hiho, my stay at home mom career will have to go to the back burner. I am terrified because it is VERY important to me to be the one that raises my own children. So please say a prayer or throw a token of good luck my way that I find a job that can juggle all these things!!! I will join my friend Thrifty Ray on my way back to the workforce. Hopefully it will be gentle on me.
I honestly feel something of a failure, because we are relatively thrifty and besides a couple of trips we took (after 7 years!) we really are NOT extravagant in ANY way. Just people trying to live a nice life. We are not the Jones, nor do we aspire to be them. Anyway, I am sad. I want to thank everyone for their great support and friendship, because I really do learn a lot from you all!