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Archive for March, 2009

Following Thrift-o-ramas advice

March 28th, 2009 at 10:55 pm

I really enjoyed her article that she linked to in her last entry!jhttp://www.bankrate.com/brm/news/pf/20090324-crash-spending-... It was about having an no spend month.

I emailed it to my husband and he agreed to pull out $400 cash to use only for gas, groceries and medicines. I am hoping to leave it at $300 if possible. Sooo, thank you Thrift o Rama, you have composed an article that finally got the DH on the same page as me for once! I feel a lot of pressure to make this succeed! Will keep you posted!

Credit Scores are weird

March 25th, 2009 at 10:31 pm

A blog I enjoy reading called Frugal Babe, recently listed a place you can go for a free credit score called Credit Karma. http://www.creditkarma.com/.
I went on and found my score to be very good. It amazes me, since we owe so much on credit cards and the credit card companies have treated me like a leper or dog do or worse! I am considered a great credit risk?? Wha?? I thought I was the scum of the credit earth. I will never figure this out!!

Spring Break over!

March 24th, 2009 at 10:18 pm

For the kids that is! Smile Last one goes back tomorrow! And I have a day off! Can't wait! So many plans and spending money is not one of them!

Progress with DH!

March 13th, 2009 at 12:50 pm

Soooo, time for DH to be paid. I was'nt going to be the bad guy this time. He said there would be a $500 bonus on this check and started making suggestions on what we could do with it. I pulled out the lovely "purple book" that houses our calendar and list of bills. I told him we had to sit down and I would show him what I am slated to pay out of this check. I also showed him my "wish list" of things I would LIKE to pay. That deflated his balloon. Plus I showed him exactly what we owe on everything and how the debt had grown in the last 2 years. He could'nt focus on it for too long, but it was the beginning of the eye opener. I also told him what I have slated to pay out of my check next week. Oh, and how we will have almost nothing left to buy groceries and gas with. At least he can't say he doesn't know what is going on with our money!! Refreshing...

Chili saves my busy weekend

March 8th, 2009 at 09:37 pm

I have been so busy, I haven't had time to think this weekend. But I did get up early this morning and make a pot of chili in the crock. So yummy! I am so confused by this time change. I hate losing an hour! Stick Out Tongue

DD3 had a DI competition, we placed 5th out of 11. At least we don't have to move on to state. We also had a couple of GS cookie booths. I have been lucky to keep my 20 pounds off, but I sure haven't been able to loose any more!

Did spend on eating out twice yesterday because of the competition, but at least hubby was fed.

I missed my BLOGOVERSARY! :-p

March 6th, 2009 at 08:26 am



I can't believe I missed such an important event!! Three years ago I joined this wonderful blog and I am so glad I did! You guys are awesome and I love all the support you have given this undisciplined debtor! One of my best buds, Thrifty Ray, joined right after me and we have been bloggy BFF's ever since! Here's to you all and all the wonderful bloggers who have since left our little spot, but are still in our hearts! (Contrary, PJMama, DivaJen, Retire@50, I could go on and on!)

Calling Dr. Freud.....

March 4th, 2009 at 11:06 am

Okay, I have a weird shopping addiction. Can anyone help me?

As I have stated before, I actually HATE shopping of almost any kind. I LOVE finding bargains and using coupons. I have been fully raised to be a responsible thrifty adult.

But... I have the weirdest tendency to panic when I am out of something. If the milk gets down to a quarter of the gallon, I feel the need that I have to replace it immediately. I like to have a few of everything on hand so I don't run out. Maybe it is because I don't want to hear a whiney child (or husband) complain we are out of their favorite whatever.

This ends up costing us more money in the long run. I have a list, I go to the grocery store once a week. But if I see something about to run out, I run into the nearest store to replenish it and pick up 7 other items I'm sure we'll need soon, oh and a treat too. Stick Out Tongue I want to do a no spend day challenge, but I am at loathe to do it, because I would fail after a day. I feel like I need a support group for this? Any one want to join??