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No Refi

April 27th, 2006 at 04:37 am

Talked to hubby tonight about the refi. He says no go (after shrieking about how much we still owe). He prefers to hide his head in the sand and when I pull it out every once in a while, he has a moo cow. I know we can raise kids cheaply, but I sure have'nt figured out how to do it for free! Just can't get that through his head! Anyway, I gave him two options, refi or buckle down. He chose buckle down, so we will do this the old fashioned way. I had already made my budget in accordance with the All Your Worth book by Elizabeth Warren, so now it is time to practice it! Hi-ya, time for some of the black belt budget tightening! I still would have loved the instant gratification of a refi! :-( Oh well!

2 Responses to “No Refi”

  1. contrary1 Says:
    1146144065

    Now it will be time to see if your definitions of "buckle down" match up!!!

    If you figure out how to raise kids for free, do tell......... Smile

  2. markio26 Says:
    1146154094

    you are on the correct track to regaining control of your finances... a refi is not the answer... no spending days and cutting down on expenses are the answer.. always have a plan and try to stick to it, 80% of the time.
    if you follow jeffrey's advice, you will be lowering your debt in no time.
    kids are the most expensive of all our bills... grandkids come in a close second... enjoy your life.. best wishes.

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