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June in retrospect/July plans

July 1st, 2006 at 04:28 pm

Well, we did pretty good in June. I finally have figured out a way to budget with DH's new pay schedule! Still overspent a little, will work on that this month. I never did fix the drying rack, so I will move that goal to July.
Did a great job with making dinner at home and not eating out a lot, and my food reserve is pretty good!

July will be a hard month with lots of entertaining and vacation. I have already started planning for each event in the hopes of doing damage control. Will use the money from job #2 for gas money for the trip. I would like to also pay extra on a couple of CC and when I budget for August, I will try to pay most extra to a target one and not spread it so evenly between many of them and see if seeing faster results on one help out. Other than that, I will just try to survive the July heat!!

Posted in | 3 Comments »

3 Responses to “June in retrospect/July plans”

  1. yummy64 Says:
    July 1st, 2006 at 05:15 pm 1151774103
    1151774103

    One of the things Dave Ramsey is big on is paying all the mininums on all your debts except one. Put every cent you can on that debt (he says the smallest) one. This makes it go away fast and lets you see tangible results.

    Makes sense to me from a motivation point of view.

  2. ima saver Says:
    July 1st, 2006 at 06:03 pm 1151776984
    1151776984

    I agree with yummy, that helped me a lot. Now I budget $60 a week for the credit cards and i won't let myself charge anymore than that. I write it down in a small notebook when I charge and keep track of it!!

  3. LittleGopher Says:
    July 1st, 2006 at 08:10 pm 1151784616
    1151784616

    It may be a hard month, but it'll be fun too. With your advance planning, I'm sure you'll get through July in good shape, and then enjoy!

    Glad your daughter is back safe and sound. I had two girls who went to our church's camp - one loved it and one didn't. (We'll, too, have to see about next year.)

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