Figured I give it a shot. I have the Costco Amex and never paid attention to the interest rate, as all mine had always been excellent. Did'nt realize I was paying quite so much for the "rebate" at the end of the year. My interest rate was 17.22%! Holy crappoli!
So I called them and they lowered it to 12.22%. I took it because it is better than nothing and we just received an offer for a 6.9%. Until I make that happen, I took the 12%. Nuts and crazy! I don't need the rebate that much, so now we will just use it for DH's reimbursed business expenses and nothing else!!
Lowered my CC interest rate
August 1st, 2006 at 11:05 pm
August 2nd, 2006 at 02:00 am 1154480444
What's sad is how few people are willing to invest the brief time and minor effort to make the call and talk to someone about a rate adjustment. You did. Shows spunk.