Yes, I have finally gotten my UGLY DEBT TOTAL in order and can face posting them on here. And it is ugly my friends. $45,500 in CC debt. It about chokes me. Soooo, since the beginning of January, the rule has been no new debt. That has been successful although not 100%. My goal is to get the baby EF up to $1000, which I am trying to do with the tax return money. We had to amend our taxes, so who knows when this money will come in. I have decided to attack, ie.. snowflake to DEATH, the BOA first. It has a 0% until May. I am attacking this one as it has the lowest total.

We'll see how it goes. Feels good to finally be getting a handle on it. I know some of you will say, "Holy cow, I feel good, she's got it way worse!" and maybe a few of you will say "Gee, that's not so bad...." Anyway, hopefully we can finally get moving of diminishing this. Don't fool yourself that "Everyone has debt" because that is NOT the way it should be! I can't wait for someday when we are DEBT FREE! I could be a looooonnnnggg time! Stay tuned......