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July focus

July 5th, 2007 at 01:55 pm

So, we had our vacation and our big party for the 4th, so now it is time to buckle down and plan for July. I am going to try to make closer to the minimum payments on our bills, so we have more cash to pay for everyday things. Then I will divvy out the cash for gas, food and entertainment. My focus has always been on "paying more" to each of the cards, but then being cash poor, so we put things back on credit. Pretty goofy huh? So I will go againist my nature and try this other way.

2 Responses to “July focus”

  1. Carolina Bound Says:

    That was always a struggle for me -- pay minimums and have more cash or pay more on the cards? Never really resolved it, so I'm not offering any wisdom, just support!

  2. JanH Says:

    I totally understand! Figuring out how to keep things off the credit card was the first step for us. It is hard when you want to send the money to pay them down! I had to work on saving toward repairs and stuff. Things we used to charge. Like CarolinaBound, I can only offer support.

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