Home > WaMu sucks, rant, rant, rant, those sons a dogs!!!!

WaMu sucks, rant, rant, rant, those sons a dogs!!!!

August 19th, 2008 at 03:09 am

I am very disappointed. I feel tricked and stalked. Recently I received a 0% offer from WaMu. I was excited because my 0% offers had all expired and this was a chance to save some money. So I responded to the offer and listed my balance transfers. Turns out WaMu was not that interested in loaning me the money and they only transferred around $1250.00 worth. Not even a drop in the bucket to be sure! But since they transfer the money before they tell you they won’t approve you for much, I was STUCK.

Anyway, I waited for a statement, and became concerned when I had waited about 5 weeks. I wondered when my first payment would be due. So I went online and signed up for their online service.

(Turns out, I was ALREADY PAST DUE!! I HATE being past due and our credit shows very well for this!! No late pay here! )
So I requested a “replacement” statement and found they had already charged me a $39.99 fee and were charging 24.99% interest on it. Hmmmm.. So I saw the next due date was Sept. 4. I planned on making the first payment, the late fee, and the due payment before that date.

(The phone rings at work, YES, at my workplace!! Isn't that Illegal? A lovely foreigner informs me I must pay today. I calmly tell them I will pay them by the next due date. “I never received a statement” I explained, and could he remove the late fee? Yes, if you PAY TODAY! Give us your bank account info. Uhhh, HELLO!! I don’t think so!! He then gets angry, I get angry and I hang up on the son-of-a-dog.)

The lovely folk from WaMu have continued calling EVERYDAY, TWICE a day! I. HAVE. HAD. IT!!! I am going to use my balance transfer option on my Chase account and pay those sons of dogs even if I have to pay 4.9 instead of 0%.

There…. Now I feel better! Thanks for listening!!

8 Responses to “WaMu sucks, rant, rant, rant, those sons a dogs!!!!”

  1. thriftorama Says:

    Unfortunately they always put a clause in that they don't need to send you a statement in order to charge you fees. They get you coming and going. Unethical yes. Illegal, unfortunately not.

  2. aevans1206 Says:

    Mother of pearl! I just can't stand it! Grrrr....

  3. Personal Finance Student Says:

    That's so frustrating! I'll have to keep an eye out for any such clauses; thanks for the heads up.

  4. sillyoleme Says:

    Geez... That is ridiculous. Especially since you only signed up for the balance transfer!

    I hope you get it straightened out and don't have to deal with them anymore!

  5. frugaltexan75 Says:


    To get them to stop harrasing you by phone you can send them a certified letter stating that you only want contact from them via snail mail.

    I'm sorry this happened. Have you tried calling the customer service department? The person(s) who've been calling you may not be the ones with the last word.

  6. boomeyers Says:

    Not only have they been calling about twice a day, but I have received 4 letters and 1 email. Talk about over kill! I electronically paid it last Friday, but they have'nt received it yet. So when "Mark" my friendly Indian gentleman called today, I informed him of the payment. He then asked me if there was another alternate number I would like to leave. Hahahahahaha! Will pay them off tomorrow with the balance transfer and I will deliver that by US mail with a sweet love note with it. And Laura, I think I will call customer service just to complain to someone, hopefully that speaks English!

  7. Julie Says:

    That sounds terrible. I'm sorry to hear about your bad banking experience. Might I suggest once you work it out you open a high-yield savings account with ShoreBank? I'm helping them get the word out about this account with online access, a $1 minimum, and great 3.5% interest:

  8. David Says:

    WaMu logo transformation and their possible future:

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